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  • What Other Online Stores Accept PayPal?
  • Can You Use PayPal on Amazon?
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    Credit Card BasicsCredit Cards At NerdWallet, we adhere to strict standards of editorial integrity to help you make decisions with confidence. Some of the products we feature are from our partners. We adhere to strict standards of editorial integrity. The internet is a scary place. But unlike the real world, criminals can run their operations from the safety and anonymity of a keyboard. Like spiders waiting for flies to bumble into their webs, there are people out there waiting for you to enter your credit card information into false and insecure payment forms.

    As long as you take a few simple precautions, you can help avoid attacks from most fraudsters. Here are a handful of basic tips to make sure your online credit card purchases are safe. Use credit, not debit The first rule of keeping your payments safe is to always use a credit card. If you have doubts about a transaction, you can even use a one-time use credit card to generate a random card number linked to your actual account.

    This will make it harder for criminals to steal information. That will give them your usernames, passwords, credit card numbers and personal information.

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    Using your own personal laptop or tablet? A good hacker can snag your information using the public WiFi. Only shop online from your own computer or that of a trusted friend with a private WiFi connection. If you tend to make transactions in public places, consider getting a VPN. Never give out your social You never need to give out your Social Security number to make a simple purchase. Keep your anti-virus software up to date Every computer needs anti-virus software.

    Otherwise, you leave yourself wide open to attacks and security breaches. Install a trusted software and update it regularly. You should also keep your web browser and operating system current with the most recent security patches. This lets consumers know someone has taken the time to verify the trustworthiness of the vendor.

    How to dispute fraudulent credit card charges 8. You can usually trust big names.

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    Smaller, lesser-known websites should be treated with suspicion. If a site looks outdated or poorly designed, proceed with caution.

    If you receive an email with a link to a website, never shop directly through that link — even if it is a big, well-known company. Instead, navigate to the site through your web browser. This will help you avoid clicking through to fraudulent links.

    Hacker image courtesy of Shutterstock Credit score simulator.
    Never respond to such emails, even if they seem to be official emails from your bank. Avoid credit card schemes. Then they can make another credit card with this information and use it fraudulently. Don't enter your credit card number into an unsecured website.

    As soon as you receive your credit card, sign the back of it. If you lose a card that doesn't have your signature, someone else may sign it and use that card as you. You may need to call their phone number from your home phone for your added security. Credit card companies get your name and contact details from various sources, such as airlines, cell phone companies, and many other places. From this, they may send you unsolicited application forms. Destroy these application forms immediately.

    If you have a shredder, shred them. Never write that PIN on the credit card, in your wallet, or keep it with your credit card. If possible, keep your credit card away from your wallet or purse.

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    If someone calls and claims that they are from your bank, never give the credit card number to them over the phone. Call your bank back and provide the number, if it is really needed.

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    Before giving a credit card number to merchant over the phone, make sure you can trust them. Make sure they have a website and have provided physical contact information, they are reputed, and properly licensed. Check whether they participate in the Better Business Bureau. Store your credit card statements safely.

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    When they are no longer needed, shred them. Check your credit card statement every time you receive it, and make sure there are no unauthorized charges. Keep your credit name, bank information, phone number, etc. If your credit card is lost or stolen, inform the bank immediately. Keep only the number of credit cards you really need. Whenever possible, use your credit card for online shopping.

    Avoid using a debit card. Most fraudulent charges on credit cards can easily be disputed, but it would be very difficult to dispute them with a debit card, as the money is automatically deducted from your bank account. If you find any discrepancies in your credit card statement regarding charges, notify the credit card issuer within 60 days of receiving the statement. Provide your name, account number, the charge you believe is incorrect, and provide the reason why.

    Some online shopping websites use other vendors for billing. Therefore, if the amount of charge and the date of charge match, it is most likely a valid charge.
    How to Anonymously Pay for Dating Sites by Keith Evans ; Updated July 27, If you prefer to keep your personal life private, you might want to keep your online dating activity anonymous.

    With a little preparation and planning, you can create an online dating profile that is completely unknown to your friends, family and colleagues. Step 1 Most online dating websites will require an email address, and you can use a second email address to keep dating site notifications confidential.

    A number of email providers like Gmail, Hotmail and Yahoo allow you to create a new email address for free. Tips Use a different screen name and password for these accounts. Doing so will reduce the likelihood that someone who knows you well will discover or access your new email account. Step 2 Some dating websites will sell your information to third-party vendors, some of which might send you physical mail. You can ensure people at your home do not see these mailings by having them sent to a PO Box.

    Step 3 Some online dating sites require a telephone number at signup. In addition, you will likely want to provide potential dates with a number for texting and calls.

    Can You Use PayPal on Amazon?

    You can pick up an inexpensive prepaid mobile phone at many convenience stores, drug stores and chain discount stores. Online services like Google Voice and Line2 offer these services and corresponding smart phone apps. Step 4 You can find prepaid debit cards from a variety of vendors at local convenience stores, drug stores and other outlets.

    These cards let you load money in cash at the point of sale, then access the funds much like a traditional debit card. Using a pre-paid debit card to pay for your online dating activity will reduce the likelihood that anyone will discover unexpected charges on your existing credit and debit accounts.

    Tips Some prepaid cards charge a fee for loading funds. Loading the card with a large amount will help minimize fees while also reducing the number of times you must visit the store and reload the card.

    Warnings Some prepaid card providers will send you confirmations, statements and other information in the mail. Use your PO Box to keep these communications confidential. Step 5 Visit one or more online dating sites. Complete the registration process using your new email address, PO Box and confidential phone number.
    These cards are purchasable with cash, which enables them to be used for anonymous, cash-like digital payments.

    Once purchased the cards can be used like normal debit or credit cards, but to be used online, they must be registered on a Website.

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    One could use an anonymous debit card to purchase VPN and prepaid cell phone services, both of which will contribute to preserving the privacy of your electronic communications. The reloadable cards usually involve actual credit and, as such, require a social security number to be activated. Non-reloadable cards only require a name and address. This information is never verified. It is only used in Address Verification System checks, which is the system that merchants use to verify that a person using a card to make an online purchase, is in fact the card owner.

    As long as the name and address you enter while registering the card is the same that you provide the merchant, the AVS check will pass.

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    Options Visa, Mastercard, and American Express prepaid cards can be purchased at most grocery and drug stores. These stores will usually have a rack somewhere with a wide selection of store-specific gift cards, for places such as Amazon and iTunes, as well as calling cards, prepaid cell-phone cards and reloadable debit cards. You can choose between American Express and Visa cards. These gift cards are no different from the prepaid Visa and American Express cards available at your local grocery store, save for the Simon logo.

    Simon claims that American Express cards do not need to be registered for online use. I purchase both types of cards. The un-branded cards also require an activation fee at the time of purchase. The fees are the same for Visa, Mastercard and American Express.

    Some of the cards will expire after a period of years and some of them will have monthly fees deducted for inactivity after the first year. These terms will vary depending on the card that you choose, but they tend to be irrelevant.

    You are not purchasing the card as a long-term value store. You are purchasing the card to use it and it will likely be depleted within a couple months, at which point you can go buy another one.

    Limitations Prepaid debit cards do have their limitations. They cannot be used to withdraw cash at ATMs. They cannot be used for subscription services with recurring billing. They can only be used with US merchants. I imagine that this depends on how the merchant does their billing.

    The cards can be used to fund a new PayPal account, which allows us to avoid the final limitation, if the foreign merchant accepts PayPal. You can also sign up for subscriptions with a PayPal account funded by an anonymous debit card to address the second limitation. Tor Before they can used online, the anonymous debit cards must be registered so that they are able to pass AVS checks. Registration of the card can be completed anonymously through Tor. Tor is an implementation of onion routingwhich is a technique used to anonymize digital communications by bouncing the packets through multiple nodes in the network.

    Before leaving your computer each packet is encrypted multiple times, such that each node in the Tor network can remove only one layer — like peeling off the outer layer of an onion. This prevents any of the nodes on the network from knowing both the origin and destination of the packet. Every node on the network, with the exception of the final exit node, is also prevented from reading the contents of the packet.

    The easiest way to use Tor is by downloading the Tor Browser Bundle. This is a version of Mozilla Firefox that has been tweaked for privacy, and communicates solely though Tor.

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    It is simply a binary that needs to be extracted and run. Registration Each prepaid card comes with activation instructions that include the URL of the registration page. Remember that this address will only be used for AVS checks. No other verification will be done.

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    Whatever name and address you use, make a note of it so that you can enter the correct billing information when using the card. Any online use of the card should also be done through the Tor network to preserve your anonymity. Most online purchases will require an email address. If you want a quick disposable email address, try Mailinator. We want your experience here at ITS to be beneficial and enjoyable. At ITS, our goal is to provide different methods, ideas and knowledge that could one day save your life.

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