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    Age Pension — for people planning for retirement or who are already retired aged 65 years and over. Assistance for Isolated Children — for families with a child who cannot attend school locally because of distance or special needs. Austudy Payment — for full-time students and New Apprentices aged 25 years or over. Carer Allowance — for people who care for minors 16—17 and adults over 18 years with a disability.

    Carer Allowance Child — for people who care for a child under 16 years with a disability. Carer Payment — for people who provide full-time care for someone with a disability Disability Support Pension — for people unable to work for 2 years due to illness, injury or disability. Double Orphan Pension — for people who are raising children who have lost both parents. Maternity Payment — for help with those extra costs after the birth of a new baby. Newstart Allowance — for people who are looking for employment.

    Parenting Payment — for parents or guardians to help with the cost of raising children under 6 for partnered parents and under 8 for sole parents. Pensioner Education Supplement — for people on pensions with education expenses. Special Benefit — for people who are in financial hardship, have no way of supporting themselves and are not entitled to another payment normally due to residency requirements Youth Allowance — for full-time students or New Apprentices aged 15 under some circumstances 16 to 24 and people aged under 21 who are undertaking job search or a combination of approved activities.

    Income support[ edit ] All Centrelink income support payments are payable fortnightly, usually by direct deposit required into the recipient's bank account. They are also subject to a means test which calculates the recipient and their partner's fortnightly income and assets and affects the rate of their payment accordingly.

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    As such, people on lower incomes may be entitled to part-payment of their allowance subject to other qualification requirements. The assessment of income and assets varies greatly between different social security payments and the effect that income and assets have on each payment differs in that they have different income thresholds i.

    An individual may be precluded from claiming any of income support payments listed below for a certain number of weeks following receipt of a lump sum compensation payment, made wholly or partly in respect of lost earnings or lost capacity to earn resulting from personal injury [8] often received in settlement of a Workers' Compensation claim. The number of weeks for which the preclusion period applies to an individual is proportional the size of the lump sum payment they received.

    To be eligible, a person must apply for the benefit and be actively seeking work. Activities to which a job seeker may have to agree, in order to continue receiving the Newstart Allowance, include applying for a specific number of jobs usually ten per fortnight and recording these applications in a Centrelink issued diary, [15] undertaking vocational education or training, paid work experience, participation in a labour market program or Work for the Dole project, and other activities, such as voluntary work if considered appropriate by Centrelink.

    A job seeker has to nominate and engage in one activity for example, either a vocational education activity or Work for the Dole activity in any one mutual obligation period lasting six months at a time. Clients are not expected to engage in the more intensive of these activities as soon as their receipt of the allowance commences. Ordinarily, during the first three months of unemployment, a job seeker has no other obligations but to submit a fortnightly Application For Payment form at the local office.

    Customers may also be required to make up to 10 'Job Search Contacts' per fortnight dependent on the local labour market and their personal circumstances and record the details of these jobs within a specifically issued Job Seeker Diary for a given period of time.

    The job seeker then takes the Application For Payment form personally to the local Centrelink Office. He will then attend a short one-on-one interview with a Centrelink officer. The interview is usually for the purposes of checking that the application form is in order and that the applicant is aware of any appointments that may need to be attended, and obligations that may need to be met.

    The client at this stage also has the opportunity to talk to a Centrelink officer about any problems the client may be encountering without having to make a prior appointment first. If after an initial three months of unemployment, during which the job seeker has only to hand in the fortnightly application form and record the Job Seeker Diary, the client remains unemployed; the client will be required to attend appointments with a Job Services Australia provider whose responsibility it is to assist the client to re-enter the work force.

    The job seeker also has to attend a two-week training course which focusses on job searching skills such as writing resumes and attending interviews. If the customer remains unemployed for twelve months, they are then subject to the Work Experience Phase of their Employment Pathway Plan, which consists of more intensive assistance involving the activities listed above, such as, Work for the Doleaccredited study, part-time work, volunteer work or a combination of these.

    The supplement is also paid to Work for the Dole participants. If the client becomes long-term unemployed 24 months or longerthe client's activity requirements will usually consist of another Work Experience Phase style activity for six months in any twelve-month period. Australia's unemployment benefits do not have a time limit: Newstart Allowance rates are adjusted on 20 March and 20 September each year.

    Despite significant increases in the cost of living, the increases to the Newstart Allowance have not kept pace with inflation. Multiple existing programs were streamlined into two clearly distinct programs, making assessment and referral processes less complex.

    All eligible job seekers with disability have access to individually tailored services which meet their needs including capacity building, training, work experience and other 'interventions' to help participants obtain and maintain suitable employment. DES providers support and manage a participant's condition in the workplace, along with providing ongoing support in the workplace for as long as it is required.

    New compliance rules were introduced on 1 Julydealing with client meetings with a DES provider and payment suspension.

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    InNewstart Allowance recipients were registered, a total that increased toin March The song is a campaign to the Australian Labor Party to commit if elected at the next federal election to raising Newstart. Youth Allowance recipients are considered to either be dependent on a caregiver sor independent. The underlying philosophy of Youth Allowance is that legal guardians are responsible for supporting their children where they have the means if that young person has not lived independently from them.

    Dependent recipients are subject to the Parental Income Test [29] and Family Assets Test, unless a parent is in receipt of a specified income support payment themselves. A dependent Youth Allowance recipients may be exempt from the Parental Income Test if their parent is in receipt of an income support payment themselves.

    A dependent recipient's rate of payment will be reduced as a result of parental income above the parental income free area, although the parental income free area can be increased by sibling concessions. Dependent Youth Allowance recipients may also be subject to the Family Actual Means Test FAMT [30] which applies where the parent is self-employed, involved in a trust or company or several other categories.

    The rationale behind the FAMT is that the taxable income on which Youth Allowance is normally based may not accurately reflect the true financial means of parents in these categories. It asks for details of the family's spending on living expenses during the relevant tax year and extrapolates an equivalent notional taxable income from this. Sole traders involved in primary production and parents receiving drought assistance such as Exceptional Circumstances Relief Payment are exempt.

    All Youth Allowance recipients are subject to the Personal Income Test, which takes into account any income they may earn through part-time or casual work.

    If an independent Youth Allowance customer has a partner, then their income will be included under the Partner Income Test. Youth Allowance has lower payment rates for recipients who live with a parent or guardian compared to those who live away from home.

    Recipients living 'away from home' may also be eligible for Rent Assistance. Fifteen-year-olds can also receive Youth Allowance if they are defined as independent and are over the school leaving age in the state of residence. The school leaving age is 17 in all states and territories of Australia.

    In a number of significant changes to Youth Allowance were announced in the Federal Budget. Some of the proposed changes included introducing new scholarships for university students, and changes to the independence criteria and Parental Income Test. These changes were passed by Parliament on 17 March The changes will be implemented over a number of years, beginning with the introduction of new scholarships from 1 April Twenty-one-year-olds who are on Newstart Allowance, or who have applied for it, by 1 July will not be affected by the change.

    To qualify, one must be an Australian resident, over 25, and studying full-time at an approved education institution. However, students who were receiving a Youth Allowance prior to turning 25 and are still pursuing the same course of study continue to receive a Youth Allowance until they finish or otherwise terminate their course.

    As part of the Australian federal budgetAustudy Payment recipients are eligible for Rent Assistance from 1 January Prior to 1 JanuaryRent Assistance was not payable with Austudy. All Indigenous students at secondary or tertiary institutions, as well as those studying by correspondence, and primary students who turned 14 prior to 1 January of their current year of study.

    To qualify as Indigenous, a student must be of Aboriginal or Torres Strait Islander descent by Centrelink standards and be a current Australian citizen. Disability Support Pension[ edit ] Provides income support for people who suffer a long-term disabilitywhich in the opinion of an assessor they will not recover from in the next two years, and which will render them unable to work or participate in a training activity enabling them to work.

    The payment is income and assets-tested. However, if an applicant is permanently blind, they can receive DSP without income and assets tests, and without needing to prove any inability to work, etc.

    DSP can take a while to process, so as a temporary measure claimants are placed on another payment e. Newstart with a medical certificate to cover the activity tests while the payment is being assessed; once granted it is backdated to the claim date at the higher DSP rate. Patrick McClure has of January been appointed by the Abbott Government to a review targeting benefits on people in receipt of Newstart Allowance and the Disability Support Pension reporting in February It is paid under the Newstart system without an Activity Test.

    Carer Payment[ edit ] A Carer Payment is made to those providing full-time care to someone who is ill, injured or has a disability. Parenting Payment[ edit ] A payment for those who are principal carers of dependent children under the age of 6 for partnered customers and children under the age of 8 for single customers.

    Parenting Payment Partnered is classified as an allowance and Parenting Payment Single is classified as a pension.

    A controversial decision by the Labor party in andto transfer sole parents to the lower Newstart payment, has placed sole parents well below the poverty line. Welfare groups have reported these parents, With one quarter of single parent households headed by a single parent beingfamilies A partner's gross earnings are assessed as shared, regardless of individual tax already paid.

    Additional and supplementary payments[ edit ] Rent Assistance[ edit ] Income support recipients who are classed as non-homeowners and pay more than a required amount of board or rent for accommodation are eligible for Rent Assistance payments.

    This payment is paid as part of the income support payment. Verification of the rent details is required, either a lease or by completing a Rent Certificate every six months. The amount of rent assistance a recipient is eligible for depends on the amount of rent one is paying. The basic rate for a single person with no children and not sharing accommodation is as follows.

    Different rates apply to couples, couples separated by illness, couples temporarily separated and singles and couples with dependent children. Eligible customers must have a telephone service subscribed in their name to be eligible for Telephone Allowance.

    There are two rates payable: It only applies to approved courses of study. Bachelor's degrees and many TAFE courses are approved courses of study, but generally postgraduate study is not. One is still eligible for PES for study even if you have completed previous studies. Family Tax Benefit Part B — for single income families or sole parents. Maternity Immunisation Allowance — for fully immunised children or those exempt from immunisation Child Care Benefit — for families to help with the cost of child care.

    Schoolkids Bonus - for families for the cost of education for children in primary and secondary school. Family Tax benefit[ edit ] Family Tax Benefit is a per-child payment made through the Department of Human Services to the people with at least 35 per cent of care for a child. Family Tax Benefit is income-tested on a family's adjusted taxable income in the given financial year.

    Income support recipients are exempt from the income test and are entitled to the maximum rate of payment.
    Calculator NJ Unemployment Benefits New Jersey unemployment insurance offers assistance to citizens who have lost their jobs or whose employment has been influenced by a natural disaster. Unemployment payments give temporary partial wage replacement to sustain workers while they looking for employment. In order to collect unemployment insurance payments, you should file a claim only when you become unemployed or partially employed.

    You can even apply for unemployment benefits online or over the telephone in New Jersey. To be eligible for unemployment benefits in New Jersey, you must be a New Jersey resident and have become unemployed through no fault of your own. If you are one of the many people who have lost their jobs during the present economic recession, it is important to apply for unemployment benefits on time.

    How to Claim Unemployment Insurance in New Jersey Have available a paper and pencil, your Social Security number and —for direct deposit —your banking information. Record employer information for all jobs in the last 18 months, providing name, address, telephone number, starting and end dates of employment, and cause you are no longer working there.

    Filing online is encouraged if you meet all the following requirements, All of your work was in New Jersey in the past 18 months; You did not work for the federal government in the past 18 months; You did not serve in the military in the past 18 months; You did not work as a maritime employee in the past 18 months; You do not reside outside the United States; You do not want to reopen or file a claim for extended benefits.

    If you meet these necessities, you can file your unemployment claim at www. The details you put forward is confidential.

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    The online application makes use of a secure connection in order to encrypt the data you submit. Moreover, there are no limitations on the web.

    Claims may be filed 24 hours a day, 7 days a week. If you are not eligible to file online or would prefer to apply by telephone you may call the Reemployment Call Center. There are 3 Reemployment Call Centers in New Jersey for filing new unemployment claims and continuing existing claims by telephone.

    The Reemployment Call Centers are open 8: You may file by telephoning your Reemployment Call Center. Below is the programmed day to call depending on the last digit of your SSN: Last digit of SSN is 0 — 3 call on Monday.

    Last digit of SSN is 4 — 6 call on Tuesday. Last digit of SSN is 7 — 9 call on Wednesday. Your call will be dated the Sunday of the week in which you call so ensure you call during the week you want your claim to start. Call volume is heaviest on Mondays, so call later in the week for faster service. If you are eligible for unemployment benefits, a check will be mailed out the following business day after you claim your benefits using the telephone or the Internet. Remember not to file unemployment insurance claims on websites that charge fees for filing unemployment insurance claims.

    There are in no way any charges to file in any state.
    By filling in your application completely and verifying that all information is correct, you play a key role in ensuring your benefit payment is issued promptly.

    I called SDI and was told a benefit payment was issued to me, but I have not received it. What should I do? The card is valid for three years and if you have a previously unexpired card from a prior UI, DI, or PFL claim, the benefit payments for the new claim will be placed on the previously issued card. Benefit payments issued to your EDD Debit Card account should be received in no more than five business days.

    If it has been over five days since the benefit payment was issued, contact the EDD. If the benefit payment is the form of a check, please allow 10 days from the date the check was issued for postal delivery or return of a check. If it has been over 10 days since the check was issued, contact the EDD. The EDD will investigate to determine if your check has already been cashed and, if it has, will mail you a copy of the check and endorsing signature.

    If the signature is yours, no further action will be required. If the endorsement is not yours, contact the EDD for further instructions.

    I just found an old SDI check that I forgot to deposit. Can I still cash it? Checks are negotiable for one year. I am being treated by a Nurse Practitioner or Physician Assistant.

    A Nurse Practitioner or Physician Assistant can certify for all medical conditions within their scope of practice. What is this and how should I complete it? The DE A, commonly called a continued claim certification, is your request for continued disability benefits. By signing and dating the front of the form, you certify that during the dates shown on the continued claim certification you have not recovered from your disability.

    If you recovered or returned to work part- or full-time, fill in the appropriate area on the front of the continued claim certification. It may be necessary to send some documents via U. When do I return the continued claim certification? Can I send it in early? SDI can pay only for the days up to the postmark date or the signature date, whichever is earlier.

    Remember, if you have recovered, returned to work, or are receiving money from any source, you must advise the EDD by filling in the appropriate areas on the continued claim certification form.

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